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Frequently Asked Questions
Do I have to leave my jewelry to have it appraised?

How much does it cost?
How often should I update my appraisals?
Is my jewelry worth appraising? How can I tell?
How do I select a jewelry appraiser?
Why should I have my jewelry appraised?
Do I have to leave my jewelry to have it appraised?

 

Do I have to leave my jewelry to have it appraised?
I work out of my home office in Citrus Heights.  I don't publish the address for security reasons.  When you call for an appointment I will give you the address at that time.  Everything is done while you watch.  Typically the appraisal process takes from 20 minutes to an hour per item depending on the complexity of the item and the amount of research necessary to complete the assignment.  In most instances I'm able to provide the client with a typed and signed document at the conclusion of the initial visit.  

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How much does it cost?

I charge two ways:  By the piece, at the rate of $85 for the first item, $75 for the second item, and $65 for each additional item up to 4 items, or by the hour, at the rate of $125/hour, with a one hour minimum.  I accept cash and personal checks only.  I also accept Venmo and PayPal with an additional 3% transaction fee.

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How often should I update my appraisals?
Updates become necessary for a variety of reasons. For example, when markets significantly fluctuate, if you are signing with a new insurance company, or have made any significant changes to the jewelry.

I do not send out reminders, but a phone conversation to check on the necessity of an update is offered at no cost to you. If an update is needed, all that I require is to inspect the item(s) to make sure they are still in existence and in good condition.

Research for an update takes the same amount of time as the original appraisal, but new photographs might not be required, and if I still have the previous information, the update charge is generally less than the original appraisal fee. I am required to keep appraisal documents for five years, or two years after any litigation has ended.

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Is my jewelry worth appraising? How can I tell?
Putting a limit on the items to be appraised should be determined by the owner, accompanied with the expert knowledge of the appraiser. If you own a piece that you could not afford to replace, and it is something that you wear daily, like a wedding set, diamond stud earrings or a fine watch, then insuring the item is critical.

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How do I select a jewelry appraiser?
Always ask a prospective appraiser what testing and training they have undergone. There are many titles appraisers can obtain, some of which require extensive training, and others with few requirements. Remember: quality over quantity.  See my Qualifications page for a list of the organizations with which I am an active member.​

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Why should I have my jewelry appraised?
Sometimes you DON’T need an appraisal. Contact me for limited phone consultation, which is complimentary.

Listed below are the most common reasons to have your jewelry appraised by a professional.

Insurance coverage is the most common reason for getting an appraisal. A full appraisal is a detailed document that will assure you of a comparable replacement in case of loss.
With the popularity of purchasing jewelry over the internet, an appraisal from an independent appraiser can verify that diamonds and other jewelry match the certification or appraisal that accompany the item. Schedule an appointment to give you an idea of the value and peace of mind.
A detailed appraisal is a valuable document to have whenever you choose to dispose of (sell, trade or bequeath) your jewelry.
An appraisal is necessary in the event of Estate Settlement, forming a Trust, or Equitable Distribution.
You will need an appraisal to claim a casualty loss for your insurance company or uninsured loss for the IRS.
You should have an appraisal for division of property in a divorce.
You will need an appraisal for tax deduction of a charitable contribution.
 

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